As your landlord, we insure the building and anything we provide, but we don’t cover your home’s contents and belongings.
If you'd need help with the cost of putting things right after a kitchen fire, a washing machine flood, or break in, you can apply for Royal & Sun Alliance (RSA) tenants' contents insurance to protect your home’s contents.
- Home Contents Insurance Application Form
- Home Contents Insurance Product Information Document
- Home Contents Insurance Essential Information Document
- Home Contents Insurance Policy Wording
More than 25,000 tenants have already chosen RSA’s tenants contents insurance (customers with an active tenants contents insurance policy in April 2023).
RSA tenants contents insurance financially protects the contents in your home, garage, and shed.
You don’t have to have special door or window locks, as long as your external doors lock, it’s fine.
To find out more visit the Royal & Sun Alliance website.
Cost of cover
The price you pay will depend on your individual circumstances, postcode and cover chosen.
Prices start from as little as 45 pence per week, £1.47 per month, or a single upfront payment of £15.65 for 12 months of cover.
You can pay weekly, fortnightly, monthly, or in a single upfront payment until your yearly review date, whatever suits you best. This is a monthly policy, so you’re only committing to a contract each month when you pay for it to renew. Your price and cover will stay the same each month, unless you want to change it.
There are no nasty surprises, with no excess on claims and no fees for changing your details or cancelling your policy.
These example prices are from June 2023 RSA data, and are for £4,000 of contents insurance cover, and include a transaction fee.
Prices exclude accidental damage and optional covers, but you can choose to upgrade your cover to protect your home’s contents against accidental damage if you wish.
You also have the option to protect your belongings whilst away from your home and, if you have them, you can also cover your bicycles, hearing aids, and wheelchairs or mobility scooters whilst away from your home.
There's an annual review of your policy terms, conditions and price, which may mean they will change. RSA will send you everything you need to know about this. So you can decide if you want to continue with the policy or not.