We recommend that all our council tenants apply for Simple Tenants Contents Insurance, a home contents insurance scheme we've negotiated with Royal and Sun Alliance.
- Summary of policy cover
- Apply for Simple Tenants Contents Insurance
- Simple Tenants Contents Insurance disclaimer
Summary of policy cover
Before you apply, you'll need to work out how much it would cost to replace your belongings.
The policy covers:
- items that are less than 5 years old - at the current replacement cost
- items over 5 years old, clothing and household linen - at the current replacement cost, with an allowance deducted for wear and tear
For any valuables, which are items which are particularly prone to theft, such as jewellery, the policy allows a maximum amount of cover of a third of the total sum, limited to £1,250 for any single valuable item.
The minimum values you can insure for are:
- £6,000 for customers aged 60 and over, or residents of sheltered or supported accommodation
- £9,000 for all other customers
The policy also covers:
- accidental damage (optional extra) - accidental breakage of mirrors, fixed glass in furniture, televisions
- freezer contents - unlimited
- keys and replacement locks - £500
- damage to your own fixtures and fittings - up to 20% of the sum insured for decoration and own fittings
- liability to third parties - £2,500,000 maximum per claim for damages to other people and their property
- personal accident - £5,000 death benefit as a result of an accident in the home
Apply for Simple Tenants Contents Insurance
For more information about the policy, and to apply, see details of Simple Tenants Contents Insurance on the Royal and Sun Alliance website.
Make sure you have read the policy documents thoroughly, answered all the questions, and signed the application form.
Return your form to the address on the first page of the document.
If you have any queries, contact Royal and Sun Alliance on telephone: 08457 337788 and ask to speak to Household Operations. Let them know you are a City of York Council tenant when calling.
Simple Tenants Contents Insurance disclaimer
We've negotiated the Simple Tenants Contents Insurance scheme on behalf of our tenants, but do not have any involvement in the scheme or receive any money from it.
Any policy taken out by you, or members of your household is strictly between you and Royal and Sun Alliance.
We accept no responsibility or liability for any aspect of the scheme.